Investment Property & Rental Home Calculator

This Investment Property & Rental Home Calculator is designed to provide a guide to possible financial outcomes of the purchase and rental of an investment property.

First, enter or adjust values in the shaded area below.
Then, click in any box in a non-shaded area to calculate or update your results.

(We've pre-filled some fields to get you started.)

Enter or Adjust These Values

Purchase Price $		Homeowner Insurance $
Down payment $		Yearly Taxes $
Loan Interest Rate	%	Monthly Expenses $	(Includes Maintenance)
Loan Term in Years

Monthly Rental $		Rent Increase Yearly	%

Inflation	%	Your Gross Income $	(for tax calculation)
Property Appreciation	%

Loan Details

Loan Amount $

Monthly Payment $

Income	Year 1	Year 2	Year 3	Year 4	Year 5
Rental Income
Expenses
Insurance
Taxes
Monthly Expenses/Fees
Total Payments
Total Expenses
Cash Flow
Cash Flow
Tax Deductions
Interest Expense
+ Depreciation
+ Ins, Tax, Other Expenses
- Rental Income
Total Tax Deduction
Total Tax Savings
Net Worth
After Tax Cash Flow
Principal Paid (est)
Property Value
Yearly Addition to Net Worth

Assumptions:

27.5 yr straight line depreciation, deduction may be limited with high gross income. Depreciation is based on the value of the home without the land. In this calculation we are allocating 10% of the purchase price to the land and the remainder to the residence.
2001 Federal Filing Status Single (most conservative tax rate) Keep in mind that your tax deduction may also be limited with an adjusted gross income over $100,000. See your tax advisor for details.